999 articles written by Alex Ritchie
Is flood insurance included in your policy?
With more and more flooding events occurring in Australia, it’s a no-brainer to investigate whether your home insurance covers damages from floods.
Alex Ritchie -
13 Nov, 2023 -
5 min read
When will your bank hike your mortgage rate and how much could it cost you?
30 lenders have announced plans to increase variable home loan rates, including the Big Four Banks. Homeowners are likely wondering when they can expect this latest increase to take effect, and how much it’ll put them out-of-pocket.
Alex Ritchie -
13 Nov, 2023 -
4 min read
Are stolen car keys covered by insurance?
Having your car key stolen is not just frustrating, but it can also be quite a costly affair. You may be wondering if the cost of replacing your stolen car keys will be covered by insurance.
Alex Ritchie -
09 Nov, 2023 -
3 min read
Interest rates on the rise: how to afford your higher mortgage repayments
The Reserve Bank of Australia has hiked the cash rate again, so what can homeowners do right now to help give their budget some breathing room and better afford higher mortgage repayments?
Alex Ritchie -
09 Nov, 2023 -
4 min read
1 in 3 mortgage holders are food insecure, can Australians afford another rate hike?
The Reserve Bank of Australia hiked the cash rate to 4.35% yesterday. With more and more mortgage holders suffering under the weight of rising rates and high inflation, can they afford another rate hike?
Alex Ritchie -
08 Nov, 2023 -
6 min read
How to prepare for an interest rate rise
As the interest rate is arguably the biggest ongoing cost that can influence a home loan, preparing your budget for a rate rise may be useful in reducing potential financial stress.
Alex Ritchie -
07 Nov, 2023 -
5 min read
What can we expect from interest rates in 2024?
With only one more RBA meeting on monetary policy left for the year, let’s explore what Australians can expect from interest rates in 2024, based on the latest predictions.
Alex Ritchie -
07 Nov, 2023 -
6 min read
If the cash rate is cut, will my term deposit rate go down?
While the RBA cash rate may influence term deposit rates, the relationship is not always immediate; especially for existing customers locked into a fixed rate.
Alex Ritchie -
07 Nov, 2023 -
4 min read
Can I increase my home loan to buy a car?
If the time has come to upgrade to a new set of wheels, but your savings won’t quite cover the purchase cost, you might be weighing up your financing options.
Alex Ritchie -
06 Nov, 2023 -
5 min read
New vehicle sales hit 1 million: Top-rated car loans for November to finance your next car purchase
The number of new vehicles sold in Australia has officially surpassed one million for 2023, according to the latest research from the Federal Chamber of Automotive Industries (FCAI).
Alex Ritchie -
03 Nov, 2023 -
3 min read